Scheduled banks and NBFIs operate under the most prescriptive KYC regime in the country: Bangladesh Bank's CDD circulars, BFIU's AML/CFT master circular, and the MLPA 2012. Manual onboarding cannot scale, and homegrown systems struggle to keep audit trails examiners will accept. KYC.bd gives compliance teams a single, configurable platform for retail and corporate due diligence.
What we cover for banks
- Retail CDD: NID, selfie liveness, address verification, source-of-funds questionnaire, automated risk scoring.
- Corporate CDD: RJSC company lookup, beneficial-ownership cascade up to 4 layers, director NID checks, board resolution capture.
- Enhanced due diligence: Auto-triggered for PEPs, high-risk jurisdictions, and transactions above configurable thresholds.
- Periodic refresh: Scheduled re-verification by risk tier (annual / 3-year / 5-year) with automatic notifications.
- STR/SAR workflow: Case management with BFIU-format export.
Audit-ready by design
Every customer record carries a complete lineage: who collected what, when, from where, with which consent reference, and what the source said at the time of verification. When examiners arrive, you hand them a signed export — not a screenshot.
See how this fits with our AML screening, our guide to AML compliance in Bangladesh, or our fintech solution.