Bangladesh's fintech sector — MFS wallets, neo-banks, BNPL, peer lending, micro-investment platforms — lives and dies on conversion at onboarding. Every additional field, every NID re-photo, every "please try again" costs you a customer who already had their phone in their hand. KYC.bd collapses the entire regulated onboarding flow into a single API call: NID verification against the Election Commission record, liveness-checked selfie capture, sanctions and PEP screening, and a tamper-evident consent receipt — returned in a structured JSON response your app can act on immediately.
Why fintechs in Bangladesh standardize on KYC.bd
- Speed: p50 latency under 1.2 seconds end-to-end. Sub-second NID lookup, sub-second liveness, parallel sanctions hit.
- Conversion: 92%+ first-attempt pass rate on Android mid-range devices, the median fintech user in Bangladesh.
- Compliance posture: Aligned with Bangladesh Bank's eKYC circular, BFIU AML/CFT requirements, and the Bangladesh Personal Data Protection Act 2023.
- Auditability: Every verification ships with a signed consent receipt, request ID, source IP, device fingerprint, and timestamp — exportable as PDF or JSONL for regulators.
Common fintech flows we power
Mobile financial services (MFS) wallet onboarding — NID + selfie + liveness, with optional phone-number cross-check against the registered SIM. Digital lending — KYC tier upgrade triggered by loan amount, escalating from name-match to full document verification + employer check. Payment gateways — merchant onboarding with TIN/BIN cross-validation and beneficial-ownership disclosure. Capital markets and micro-investment — suitability questionnaire bundled with verified identity for BSEC reporting.
Built for Bangladeshi reality, not Silicon Valley
Most global KYC vendors fail on Bangladeshi NID images: glare from laminated cards, smudged photos, Bangla script confusing Western OCR engines. KYC.bd's models are trained on millions of real Bangladeshi NIDs — old paper cards, smart cards, damaged corners, every district variation. We don't ask your users to "find better lighting."
Ready to ship? Read the NID verification API docs, see the eKYC implementation guide, or jump straight to pricing.