Regulatory context
Aligned with Bangladesh Bank (DFIM) · BFIU · CIB.
- Borrower and guarantor NID validation
- Signed CIB consent record
- AML + sanctions with quarterly re-screen
- Income/employment doc OCR (payslip, TIN, trade license)
Integration shape
1. Multi-party consent
One session captures borrower + guarantor consent.
2. Parallel NID checks
Batch /verify/nid resolves both records in parallel.
3. Doc OCR
TIN, TL, payslip fields extracted for underwriting.
4. AML + audit
Sanctions run; audit URL attached to CIB pull record.