Regulatory context
Aligned with IDRA · Bangladesh Bank · BFIU.
- Policyholder NID + selfie at issue
- Re-verification liveness at claim submission
- Sanctions screen at issue and payout
- Consent audit for medical/PII data sharing
Integration shape
1. Issue-time verify
NID + selfie + AML with policy metadata attached.
2. Claim-time re-verify
Same face + liveness; server-side match to issue record.
3. Payout guard
Sanctions + PEP re-screen fires webhook to payout system.